DUBAI HOUSEM A R K E T

The next downtown

Dubai Creek Harbour

Dubai Creek Harbour is the Emaar-Meraas masterplan on the eastern Creek that the developer positions as the city's next downtown. Anchored by the planned Dubai Creek Tower and the existing Creek Marina, the area combines new-build apartments with the Ras Al Khor flamingo sanctuary on its western edge.

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Residences in Dubai Creek Harbour

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What to research before buying in Dubai Creek Harbour.

Can foreigners buy property in Dubai?
Yes. Since 2002, non-UAE nationals can buy 100% freehold property in designated zones across Dubai, with full ownership rights, no nationality restrictions, and no requirement to be physically present in the UAE for the purchase.
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What is the Dubai Golden Visa property investment threshold?
The UAE Golden Visa requires a minimum property investment of AED 2 million (approximately USD 545,000), either a single property or a combined portfolio. The visa grants 10 years of renewable residency, covers the holder's spouse, all children regardless of age, and parents, with no minimum-stay requirement in the UAE.
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How does the Dubai off-plan payment plan work?
A typical Dubai off-plan payment plan requires 10–20% on signing, 40–60% spread across construction milestones over 2–4 years, and the balance at handover. Major developers offer post-handover plans extending payments 2–5 years after key collection, with no interest. All payments go to a RERA-supervised escrow account, not the developer.
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Freehold vs leasehold in Dubai, what's the difference?
Freehold means perpetual, inheritable, transferable ownership of both the unit and a share of the land, the standard for premium Dubai property and the only structure available to foreign buyers. Leasehold means a long-term lease (typically 30–99 years) of an asset whose underlying ownership remains with the original developer or the government. Foreigners can only buy freehold in designated zones.
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Can foreigners get a mortgage in Dubai?
Yes. UAE banks offer mortgages to non-resident foreign buyers at loan-to-value (LTV) ratios up to 50–60% (resident foreigners qualify for up to 80%). Typical interest rates in 2026 range from 4.5% to 6.5% fixed for 1–5 years, with terms up to 25 years. Mortgages are generally only available on completed property, not off-plan.
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